Our real estate business has one guiding principle:

IT’S ALL ABOUT YOU!

 

Your Needs, Your Dreams, Your Concerns, Your Finances, Your Time & Your Life!


Find Qualified Buyer’s Agent

  • Value working with Us as your Buyers Representative
  • Place “You,” the client first and foremost.
  • Dao Clarke designated as an Accredited Buyer Representation
  • High Integrity and diligently work hard for you.
  • Strategic Negotiation
  • Strong real estate financial pricing Knowlege
  • Expertise in geographical areas.
  • Expertise in up to date technology
  • Pre-qualified buyers to protect & build a strong negotiation case to the sellers.
  • Phenomenal in transaction management & communication skills.

 

Our Core Credibility

  • Integrity & Character are our Roots.
  • Commitment, Capabilities & Competence are our makings.
  • Results are what you, the client, will receive.

 

Evaluate Your Financial & Credit

Buyers' Loan Process Information (Beginning - Closing)

  • Are you purchasing with “Cash” or “Credit”?
  • Purchasing with credit
    • Determine your credit status.
    • Select the right lender.
    • Apply for a mortgage.
    • Choose your loan rates & term.
    • Review all factors of the loan with your lender.
    • Receive a pre-approval or pre-qualify letter from your lender.
      • This pre-approval letter will give the buyers peace of mind when they know how much they can comfortably spend on a home.
      • Set your home purchase budget according to your pre-approval letter.
      • Review the PITI (Principal, Interest, Tax & Insurance), Mortgage Ins., Home Maintenance Exp, HOA & Utilities
    • Once you’re pre-approved, let’s go shopping!
  • Remember, don’t fill out any credit application or charge after you receive your pre-approval letter because it will affect your loan to debt ratio & credit score at the final loan approval by the Underwriter. 
  • The Underwriter is the final person to approve your loan after you find your home and made an offer.
  • Once the loan is approved, then the mortgagor will wire the funds to the attorney at closing.

 

Searching for your Home

Home Buying Tips

 

Here’s the tip

  • Assess Your Wants & Needs in a Home
  • Determine your convenient location & school district
  • Assess the property tax rate in your chosen area.
  • What type of home are you looking for (e.g., single-family, condo, townhouse, etc.)?
  • What is your main reason for buying?
  • When are you looking to move?
  • Approximately what size house are you looking for (square footage)
  • How many stories? What size lot would you like?
  • What architectural styles do you prefer?
  • What type & how many garages do you want? (e.g., attached garage, carport, 1,2,3. etc.)?
  • What kind of floor plan do you prefer (e.g., open vs. walls between all living spaces)?
  • How many bedrooms do you need?
  • What are your preferences for the master bedroom?
  • How many bathrooms do you need?
  • What features must your kitchen have (e.g., breakfast area, types of appliances, island, breakfast bar, etc.)?
  • What finishes do you want (e.g., countertops, flooring, appliances, etc.)?
  • What about a bonus room, media room, wine cellars, or a finished basement that you might need or want?


Develop Pricing Strategy

 

  • Evaluate the market trend.
  • Evaluate the location, structure, and community.
  • Determine any additional capital home expenditure
  • Evaluate home history.
  • Evaluate your investment future value.

 

Writing an Offer & Negotiation

  • Negotiation starts at the initial offer, and conclude at the final acceptance.
  • Specify price, terms, and conditions.
    • Earnest money, Due Diligent Fee, Residential & MOG disclosures & Offer valid length of time
    • Fixtures & personal property will be transfer at no cost.
    • Any Contingency addendum  

     

 

 

 

Who Will Manage Your Transaction?

  • The Buyers Agent will manage the transaction from the beginning to closing.

 

Close & Celebrate

Important Details Before Closing

Complete Home Inspection
Review Home Survey & Appraisal
Finalize Your Mortgage & Delivered to Closing Attorney
Get Ready to Move
Attend Final Walk-Through
Preparation Fund for Purchasing & Closing Costs

 

Close

  • Participants include You (Buyer), the Sellers, the Realtors & Attorney
  • During the meeting: Sign Settlement Statements & Receive Authorization to Disburse
  • Disburse checks, Keys & Fabs
  • The Mortgage papers, detailing your obligation to the lender
  • Any additional documents
  • Execute Deed of  Trust & Record Deed of Trus



HOME BUYING FINANCE LINKS:

  • Charlotte
  • Waxhaw, Weddington, Wesley Chapel, Marvin, Monroe, Mineral Springs, Monroe, Indian Trail & Stallings
  • Indian Land, Fort Mill, Rock Hill & Tega Cay




Let’s Shop for YOUR Dream Home!

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